Funder Platform Agreement

PANDI NOW

Funder Platform Agreement

For funders, donors, and investors engaging on Pandi Now

Pandi Now Inc. • Incorporated in Delaware, United States

This agreement governs your activity as a funder on Pandi Now. It supplements the Platform Entry Agreement and Member Agreement. Read it before engaging with any initiative.

1. Parties

This Funder Platform Agreement is between Pandi Now Inc. ("Pandi Now") and the registered member engaging with initiatives as a funder, donor, or investor ("Funder," "you").

2. What the Platform Is and Is Not

Pandi Now is an information and introduction platform only. It is not a securities exchange, broker-dealer, investment advisor, crowdfunding portal, or payment processor. Nothing on this platform is an offer or solicitation to buy or sell securities.

Information on the platform is provided by founders. Pandi Now applies a transparency standard to all listings but does not independently verify every piece of information. You are responsible for your own due diligence before committing any capital.

For the venture track, where an initiative involves securities, the offering, regulatory due diligence, accredited-investor verification, KYC/AML, and related compliance are conducted by a regulated third-party compliance and securities partner (the "Compliance Partner"), not by Pandi Now. You may be required to complete the Compliance Partner's onboarding and verification before you can participate in a securities offering, and that partner's own terms will apply to those activities. Pandi Now is not a party to, and does not execute or custody, those transactions.

3. Your Representations and Warranties

By engaging with initiatives as a funder, you represent and warrant that:

• You are of legal age and have legal capacity to enter binding agreements in your jurisdiction
• You understand that contributing to or investing in initiatives involves risk, including potential total loss
• You have conducted or will conduct your own independent due diligence before committing capital
• You are not relying on Pandi Now for investment, legal, financial, or tax advice
• You are acting in compliance with all laws applicable to your funding activities
• You are not engaging in money laundering, fraud, or any unlawful activity

4. Accredited Investor Acknowledgment

Certain venture opportunities are available only to accredited investors as defined under applicable law. If you access such opportunities, you additionally represent that you meet the definition of an accredited investor, have sufficient knowledge to evaluate risks, can bear the economic risk including total loss, and will provide documentation if requested. Where verification of accredited-investor status is required, it is performed by the Compliance Partner (or another qualified verifier), not by Pandi Now. Any status you self-attest on the platform is not a substitute for that verification or for compliance with applicable securities law.

5. Two Types of Funding

5.1 Contributions: Nonprofit / Foundation Initiatives

Contributions are charitable in nature, directed to initiatives under the Pandi Now Foundation or equivalent nonprofit structures. They carry no expectation of financial return. Tax deductibility depends on your jurisdiction. Pandi Now does not provide tax advice.

5.2 Venture Investments: For-Profit Initiatives

Venture investments are capital commitments to for-profit ventures. These require a separate written agreement (a term sheet or investment contract) executed directly between you and the founder, or through the Compliance Partner where the offering is conducted on that partner's platform. This Agreement does not constitute or replace that agreement.

Pandi Now is not a party to any investment agreement between you and a founder. All investment terms are negotiated and executed directly between the parties.

6. No Guarantee

Pandi Now makes no guarantee regarding the success or outcomes of any initiative, the accuracy of milestone reports, the return of any capital, the tax treatment of any contribution, or the completion of any project. All funding decisions are at your sole risk and discretion.

7. Confidentiality

Information shared with you about founders and initiatives is confidential. You agree not to share founder materials with third parties without consent, use confidential information beyond evaluating a funding decision, or contact founders outside the platform in a way that circumvents Pandi Now's processes.

8. Limitation of Liability

Pandi Now is not liable for any loss, damage, or harm resulting from your funding decisions, reliance on founder-provided information, or use of the platform. Pandi Now's total liability shall not exceed fees paid by you in the 12 months preceding the claim.

9. Governing Law

This Agreement is governed by the laws of the State of Delaware, United States. Disputes shall first be addressed through good-faith negotiation, and if unresolved, through binding arbitration under AAA rules in Delaware.